A mortgage is more than just a loan you take out to help you pay for your home. There are many different types of mortgages, and it's important to select the right one for your particular situation. My name is Annie, and my background is in finance. I worked for ten years as a mortgage specialist, and now I advise people on finding the right type of mortgage. First time home buyers, seniors and families will want to understand what is involved in the mortgage process and how different types of mortgages can offer the best benefits. I hope that I help you understand how to find a mortgage that will fit your needs.