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  • 3 Reasons You Could Be Turned Down For A Home Loan Even With Excellent Credit


    According to Experian, an excellent credit score is any number over 800. If you are making plans to buy a new home and check your score to find that you do indeed have an excellent score, you might assume that getting a home loan will be a walk in the park. However, your credit score is not the only thing mortgage lenders consider when they approve an individual for a home loan.
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  • 3 Things That Can Improve Your Chances Of Getting Approved For A Car Loan When You Have Bad Credit


    If you have bad credit and are driving an old beater car that has seen better days, you may be wondering how you'll be able to afford another vehicle when your old car reaches the end of the road. It's important to be proactive now so you can be prepared for the inevitable. Here are a few things to do. Don't apply for car financing until you are ready You may be wondering how difficult it would be to get approved for car financing, which could tempt you into applying now just to see if you would be approved.
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  • 3 Things You Will Be Asked To Show A Mortgage Lender When Applying For A Home Loan


    If you are considering buying a house, you are probably wondering what you will need to have ready for the lender. There are many things that the lender will need to prove income, show your financial history, and determine if you are a good risk. Here are some things that you should have ready. 1. Your Credit Report One of the most important things the bank or mortgage broker will look at is your credit report.
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  • Have A Personal Injury Case? Two Reasons Why You Need An Attorney


    Filing a lawsuit because you were injured as a result of the negligence of another party can be a difficult thing. While you may have seen television shows or movies that made it seem like a personal injury claim was a piece of cake, it's not always that simple. If you choose to represent yourself, you may be missing out on some incredible benefits and protections.  That's why it's so valuable for you to hire an attorney.
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  • 3 Common Terms Used With Mortgage Loans That You Might Not Understand


    If you have never applied for a mortgage loan before and are getting ready to, you might come across some terms you do not understand. There are many important terms used in the mortgage industry, and it is important to understand these before you shop for a mortgage. Understanding them may help you fully understand what they are talking about and what you are getting into before you sign the contract, and here are three important terms you should understand.
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  • 3 Reasons Why Jewelry Loans Are An Ideal Choice


    If you need cash quickly, you should seriously consider getting a jewelry loan. Rather than use a credit card or something else with high interest, a jewelry loan is a smarter and safer way to get an advance on cash. Here are some reasons to get a jewelry loan. 1. Because Of Collateral, You Get A Better Interest Rate How a jewelry loan works is that you take your jewelry to a pawnshop or another shop that offers loans, and you will trade in your jewelry for cash.
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  • Selling Gold Online: 3 Ways To Protect Your Assets When Selling To An Online Company


    Gold is a valuable asset to have around, as it retains its value quite well. According to Bank of America Merrill Lynch, gold prices can reach as much as $1,400 by the end of the year. It's also fairly easy to liquefy gold. Nowadays, you can easily sell any gold you have lying around in your home to online buyers. All you have to do is mail the gold to the company, and they'll cut you a check.
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  • The Key Differences Between FHA Loans And Conventional Loans


    If you have never bought a home before, the process of getting a home loan might be somewhat confusing to you. One question you might have during this process is which type of loan you should get. There are several common types, but two of the most common are FHA loans and conventional loans. Here are several of the key differences between these two types of home loans. Definitions
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  • How A Power Of Sale Works And How To Stop It From Occurring


    If you own a house and fall behind on the payments, there are several things that could happen. The first is that your lender might foreclose on the property. While this is not a good thing, a foreclosure will give you more time to figure out a way to stop it from happening so you can keep your home. The other thing that could happen is called a power of sale.
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  • What to Know About Pre-Qualifying for Mobile Home Mortgages


    If you have found a mobile home and acreage you like that will fit into your budget, one of the first steps may be to pre-qualify for a land and home package mortgage. You may find a mortgage company that works directly with a mobile home dealer and is willing to put you through their pre-qualification process to see what price range of homes you may be eligible to purchase. If this is the case, there are a few things you should know about that pre-qualification with the mortgage company so you are prepared for a positive outcome
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