• The Key Differences Between FHA Loans And Conventional Loans


    If you have never bought a home before, the process of getting a home loan might be somewhat confusing to you. One question you might have during this process is which type of loan you should get. There are several common types, but two of the most common are FHA loans and conventional loans. Here are several of the key differences between these two types of home loans. Definitions
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  • How A Power Of Sale Works And How To Stop It From Occurring


    If you own a house and fall behind on the payments, there are several things that could happen. The first is that your lender might foreclose on the property. While this is not a good thing, a foreclosure will give you more time to figure out a way to stop it from happening so you can keep your home. The other thing that could happen is called a power of sale.
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  • What to Know About Pre-Qualifying for Mobile Home Mortgages


    If you have found a mobile home and acreage you like that will fit into your budget, one of the first steps may be to pre-qualify for a land and home package mortgage. You may find a mortgage company that works directly with a mobile home dealer and is willing to put you through their pre-qualification process to see what price range of homes you may be eligible to purchase. If this is the case, there are a few things you should know about that pre-qualification with the mortgage company so you are prepared for a positive outcome
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  • Three Ways To Boost Your Credit Score Before Applying For A Home Loan


    As you start planning to buy a house, there may be some work you will need to do to be fully prepared when you walk in the bank to apply for a loan. One of the big things you should consider is checking your credit report and finding ways to improve your score. Your credit score will play a large role in the interest rate you get on your home loan, which is why you should do all you can to make sure it is as high as possible before you apply for a loan.
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  • 3 Tips To Make Securing Your First Home Loan A Little Easier


    First time home buying is a goal that many young people share. Buying a home for the first time can be an intimidating process, especially if you unfamiliar with the criteria used by mortgage lenders when deciding whether or not to approve a loan application. If you are looking for some simple ways to streamline the application process for your first home loan, here are three tips that you should keep in mind.
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  • How Receivables Factoring Can Infuse Cash Into Your Struggling Trucking Company


    If you are the owner of a small local trucking company, then you are likely struggling to get your clients to pay your company's outstanding receivables. Since this situation is unfortunately all too common in the trucking industry, there is a solution known as factoring that can easily get the cash flowing into your business again. Factoring your company's receivables removes you from the collection process and allows you to spend your time acquiring new business rather than trying to collect on the bills for past work already completed.
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  • Don't Get Scammed! How To Ensure Your Online Payday Loan Is Legitimate


    Payday loans are a helpful way to get money quickly when an emergency arises. They allow you to borrow money the same day and pay it back out of your following paycheck. Unfortunately, there are fake payday loan companies who prey on people while they're in need. If you're looking for a reputable source to get a payday loan online, here are some tips for ensuring the company is legitimate.
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  • Pros & Cons of FHA Loans


    Mortgage loans insured by the Federal Housing Administration (FHA) are referred to as FHA loans. These loans offer a lot of benefits to people that want to buy homes, but there are a couple downsides to these loans. If you are interested in buying a house and are having trouble qualifying for a regular type of mortgage, you could look into an FHA loan. Before you do this, it is important to understand the key benefits these offer, and the disadvantages they offer.
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  • Are There Any Valid Reasons To Get A Cash Advance Loan?


    You're in a situation that makes you really want to get a cash advance loan, but you've heard negative commentary about these financial products. You can't see any other way out of your trouble, so would getting this type of loan really be all that bad?  Payday lending companies charge higher interest rates than the norm because of the relatively high risk of default. These companies typically don't require a credit check, for example, so they can't evaluate the likelihood that the borrower will actually pay the money back.
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  • 4 Important Steps To Follow After Paying Off Your Car Equity Loan


    A car equity loan is a smart way to secure cash when your funds run low or emergency financial situations arise. You must pay this loan back according to the given payment schedule or the company has the right to pick up your vehicle. Once you pay off the loan, the lien is taken off your title and you resume full ownership of that car. Although car equity loan companies strive to maintain clear records, it is still your responsibility to retain documents proving you paid off the money owed.
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