• Refinancing Your Home? Familiarize Yourself With These 4 Terms


    If you are planning on refinancing your home, and you don't know much about mortgages, the whole process can feel very overwhelming to you. Your loan officer may start throwing around some terms that you are unfamiliar with, which can have you reaching for your phone and searching for the answers to what they're talking about. Here are some common terms you'll need to know for your home refinance. LTV Ratio
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  • Whereabouts Unknown: What Happens When Someone Skips Bail


    If you're thinking about taking on a bail bond, then chances are someone you know needs it. For friends, family, and loved ones who can't afford the full amount of their bail upfront, a bail bond gives them the ability to post bail and remain free until their trial date. The catch is that you're ultimately responsible for them keeping their word. So what happens when said person decides to skip bail?
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  • Financing Your Home Purchase


    Financing a home is often one of the most complicated financial transactions that a person will make. However, those that are informed about this process will be in a better position for getting the best possible deal when taking out a mortgage to buy a home. Understand The Benefits Of A Large Down Payment It is common for those that are buying a home to want to make the smallest down payment possible.
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  • 3 Things To Expect When Buying A House With Bad Credit


    Professionals might advise you to wait until your credit is in good shape before you choose to buy a home. Unfortunately, life can't always wait. If you're having trouble finding a rental that suits your needs, or if you otherwise want or need to buy a home, you could be hoping that you can find home loans even with bad credit. It's not impossible, but there are some things that you should expect:
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  • Self Employed? Need A Mortgage? Be Prepared To Meet High Standards


    If you are a self-employed and are ready to purchase a home, don't assume that you can't get a mortgage. You should still be able to get a mortgage; the process may just look a little different for you than for someone with a traditional job. #1 Check Your Tax Returns When you have a traditional job, the mortgage lending service will ask to see anywhere from six months to a year's worth of your pay stubs to establish that you are making a regular income.
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  • Where Should You Sell Your Jewelry?


    Jewelry can be a quick and convenient source of cash when you really need it. There's always a good market for good-quality used jewelry if it consists of precious metals or gemstones. You'll never lack a number of people who are interested in taking the item off your hands. The challenge in trying to sell your used jewelry is finding somebody who is willing to buy at a fair price. There is also a safety factor involved due to the value of the item.
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  • 3 Ways To Make Working With A Bail Bondsman More Affordable


    As you probably already know, working with a bail bondsman can make getting a loved one out of jail more affordable. However, you could still be concerned about the cost. These are a few ways that you can make working with a bail bondsman more affordable. 1. Avoid Using a Credit Card For one thing, it can be tempting to get someone out of jail with your credit card. Also, many bail bondsmen actually accept credit cards now, even though many did not accept them in the past.
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  • Can You Keep Your Car When You Get A Vehicle Title Loan?


    While vehicle title loans are one of the best ways to get a lot of cash, very quickly, many people hesitate to apply for them because they're worried about losing their vehicle. If you're wondering about whether you can get the cash you need while still keeping your vehicle, read on to learn more.  Can You Get the Cash But Keep Your Car? In most cases, the answer is yes: you can keep your car while you have a title loan.
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  • 3 Reasons You Could Be Turned Down For A Home Loan Even With Excellent Credit


    According to Experian, an excellent credit score is any number over 800. If you are making plans to buy a new home and check your score to find that you do indeed have an excellent score, you might assume that getting a home loan will be a walk in the park. However, your credit score is not the only thing mortgage lenders consider when they approve an individual for a home loan.
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  • 3 Things That Can Improve Your Chances Of Getting Approved For A Car Loan When You Have Bad Credit


    If you have bad credit and are driving an old beater car that has seen better days, you may be wondering how you'll be able to afford another vehicle when your old car reaches the end of the road. It's important to be proactive now so you can be prepared for the inevitable. Here are a few things to do. Don't apply for car financing until you are ready You may be wondering how difficult it would be to get approved for car financing, which could tempt you into applying now just to see if you would be approved.
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