A mortgage is more than just a loan you take out to help you pay for your home. There are many different types of mortgages, and it's important to select the right one for your particular situation. My name is Annie, and my background is in finance. I worked for ten years as a mortgage specialist, and now I advise people on finding the right type of mortgage. First time home buyers, seniors and families will want to understand what is involved in the mortgage process and how different types of mortgages can offer the best benefits. I hope that I help you understand how to find a mortgage that will fit your needs.
A car equity loan is a smart way to secure cash when your funds run low or emergency financial situations arise. You must pay this loan back according to the given payment schedule or the company has the right to pick up your vehicle. Once you pay off the loan, the lien is taken off your title and you resume full ownership of that car. Although car equity loan companies strive to maintain clear records, it is still your responsibility to retain documents proving you paid off the money owed. [Read More]
Once you cash in your structured settlement buyout for a lump sum payout, you may feel overwhelmed with your newfound wealth. Although new cars, homes and luxury goods will surely catch your eye, these purchases do not often pan out as a solid long-term investment. Instead, you can protect your finances by selecting investments that project positive growth. As soon as you put your money to work for you, it's possible to have all of those tempting goods while maintaining financial stability. [Read More]