• 3 Things You Will Be Asked To Show A Mortgage Lender When Applying For A Home Loan


    If you are considering buying a house, you are probably wondering what you will need to have ready for the lender. There are many things that the lender will need to prove income, show your financial history, and determine if you are a good risk. Here are some things that you should have ready. 1. Your Credit Report One of the most important things the bank or mortgage broker will look at is your credit report.
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  • Have A Personal Injury Case? Two Reasons Why You Need An Attorney


    Filing a lawsuit because you were injured as a result of the negligence of another party can be a difficult thing. While you may have seen television shows or movies that made it seem like a personal injury claim was a piece of cake, it's not always that simple. If you choose to represent yourself, you may be missing out on some incredible benefits and protections.  That's why it's so valuable for you to hire an attorney.
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  • 3 Common Terms Used With Mortgage Loans That You Might Not Understand


    If you have never applied for a mortgage loan before and are getting ready to, you might come across some terms you do not understand. There are many important terms used in the mortgage industry, and it is important to understand these before you shop for a mortgage. Understanding them may help you fully understand what they are talking about and what you are getting into before you sign the contract, and here are three important terms you should understand.
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  • 3 Reasons Why Jewelry Loans Are An Ideal Choice


    If you need cash quickly, you should seriously consider getting a jewelry loan. Rather than use a credit card or something else with high interest, a jewelry loan is a smarter and safer way to get an advance on cash. Here are some reasons to get a jewelry loan. 1. Because Of Collateral, You Get A Better Interest Rate How a jewelry loan works is that you take your jewelry to a pawnshop or another shop that offers loans, and you will trade in your jewelry for cash.
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  • Selling Gold Online: 3 Ways To Protect Your Assets When Selling To An Online Company


    Gold is a valuable asset to have around, as it retains its value quite well. According to Bank of America Merrill Lynch, gold prices can reach as much as $1,400 by the end of the year. It's also fairly easy to liquefy gold. Nowadays, you can easily sell any gold you have lying around in your home to online buyers. All you have to do is mail the gold to the company, and they'll cut you a check.
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  • The Key Differences Between FHA Loans And Conventional Loans


    If you have never bought a home before, the process of getting a home loan might be somewhat confusing to you. One question you might have during this process is which type of loan you should get. There are several common types, but two of the most common are FHA loans and conventional loans. Here are several of the key differences between these two types of home loans. Definitions
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  • How A Power Of Sale Works And How To Stop It From Occurring


    If you own a house and fall behind on the payments, there are several things that could happen. The first is that your lender might foreclose on the property. While this is not a good thing, a foreclosure will give you more time to figure out a way to stop it from happening so you can keep your home. The other thing that could happen is called a power of sale.
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  • What to Know About Pre-Qualifying for Mobile Home Mortgages


    If you have found a mobile home and acreage you like that will fit into your budget, one of the first steps may be to pre-qualify for a land and home package mortgage. You may find a mortgage company that works directly with a mobile home dealer and is willing to put you through their pre-qualification process to see what price range of homes you may be eligible to purchase. If this is the case, there are a few things you should know about that pre-qualification with the mortgage company so you are prepared for a positive outcome
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  • Three Ways To Boost Your Credit Score Before Applying For A Home Loan


    As you start planning to buy a house, there may be some work you will need to do to be fully prepared when you walk in the bank to apply for a loan. One of the big things you should consider is checking your credit report and finding ways to improve your score. Your credit score will play a large role in the interest rate you get on your home loan, which is why you should do all you can to make sure it is as high as possible before you apply for a loan.
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  • 3 Tips To Make Securing Your First Home Loan A Little Easier


    First time home buying is a goal that many young people share. Buying a home for the first time can be an intimidating process, especially if you unfamiliar with the criteria used by mortgage lenders when deciding whether or not to approve a loan application. If you are looking for some simple ways to streamline the application process for your first home loan, here are three tips that you should keep in mind.
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